Travelling, and doing so safely, should be the right of all, but looking carefully does not seem to be entirely true, especially with regard to the issue of travel insurance. Starting with good insurance cover is central to the success of a good trip, but many insurance companies limit this possibility to people later in life, perhaps those who most want to travel after a working life and sacrifices. The risk of problems related to the passage of time is seen by many insurance companies as an obstacle to taking out a policy.

Travel insurance for people over 65

viaggiare-over-65-guida-all-assicurazione-di-viaggioMost normal travel insurance can be taken out until the age of 65, after which it is necessary to take out targeted policies for those who have passed the age limit. The characteristics of these particular policies vary according to the company to which you are addressing, some set maximum age limits for the conclusion, others reserve the right to issue the contract or not, almost all see a variable cost with the age of the insured who grows exponentially over the years. For those over 65 years of age travelling insured risks becoming a mirage.

Senior policies include different types of policies: cancellation, baggage and, of course, health insurance. Generally speaking, the possibility of insurance is excluded when there are previous diseases, each insurance company has its own policy on the reasons for not granting the conclusion of a policy.

How, then, can a pensioner with a lot of time and hard-earned savings travel to countries where it is better to be covered for local conditions? We found an answer in the policies of the British insurance company GlobeLink!

This insurance company has a very wide range of insurance policies designed for every need, including expats and people over 65, GlobeLink is indeed one of the few insurance companies that allow you to take out a policy up to an age limit of 89 years! So it’s really worth making a quote with GlobeLink.

Policy 65– 70 years

  • Economy Single Trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000.
  • Comprehensive: duration up to six months. Cancellation coverage up to £6,000 (excess £100), medical expenses up to £10,000 (excess £100), luggage up to £3,000 (excess £50).
  • Regular Single Trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000, luggage up to £1000 (scalable).
  • Annual Multi Trip: up to 60 days of travel in 12 months. Cancellation coverage up to £6,000 (excess £100), medical expenses up to £10,000 (excess £100), luggage up to £3,000 (excess £50).

Policy 70 -75 years

  • preventivo gratis assicurazione di viaggio per over 65Economy Single Trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000.
  • Comprehensive: duration up to six months. Cancellation coverage up to GBP 6,000 (excess of GBP 250), medical expenses up to GBP 10,000 (excess of GBP 250), luggage up to GBP 3,000 (excess of GBP 50).
  • Regular single trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000, luggage up to £1000 (scalable).
  • Annual Multi Trip: up to 60 days of travel in 12 months. Cancellation coverage up to GBP 6,000 (excess of GBP 250), medical expenses up to GBP 10,000 (excess of GBP 250), luggage up to GBP 3,000 (excess of GBP 50).

Policy 75 – 80 years

  • Economy Single Trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000.
  • Comprehensive: duration up to six months. Cancellation coverage up to GBP 6,000 (excess of GBP 250), medical expenses up to GBP 10,000 (excess of GBP 250), luggage up to GBP 3,000 (excess of GBP 50).
  • Regular single trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000, luggage up to £1000 (scalable).
  • Annual Multi Trip: up to 60 days of travel in 12 months. Cancellation coverage up to GBP 6,000 (excess of GBP 250), medical expenses up to GBP 10,000 (excess of GBP 250), luggage up to GBP 3,000 (excess of GBP 50).

Policy Over 80

  • Economy Single Trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000.
  • Comprehensive: duration up to three months. Cancellation coverage up to £6,000 (excess £300), medical expenses up to £10,000 (excess £300), luggage up to £3,000 (excess £50).
  • Regular single trip: duration up to two months and subscribable up to 84 years of age. Cancellation coverage up to £2,000, medical expenses up to £5,000, luggage up to £1000 (scalable).

All policies include a 24/24 assistance service and the advice of a highly qualified staff

Pre-existing issues

over 65 assicurati in viaggioWith regard to pre-existing issues GlobeLink has a very interesting policy. The British insurance company has in fact drawn up a list of about fifty issues for which documentation is not required provided that they have been regularly under observation in the last 12 months and there has been no hospitalization or intervention of a specialist due to of a worsening of the situation.

Otherwise you can take out a policy that you know you are not covered for your pre-existing medical conditions or contact GlobeLink’s team of experts.

Expat insurance policy

Very interesting also, the offer of GlobeLink regarding the world of expat. Such policies are eligible for underwriting up to 89 years of age (annual policies up to 79) and apply the policy on pre-existing medical conditions seen above. Single Trip policies allow the return up to 15 months, while for any further request you can contact GlobeLink staff directly.

All that remains is to enjoy your pension and travel insured with GlobeLink, make now your free quote!